How small business loans can help your business

Loans up to $4 million

Funding in as little as 24 hours

Terms ranging from 6 to 60 months

Automatic daily, weekly or monthly payment options

Small business loans provide the necessary funding that business owners need to meet their unique cash flow needs. Whether you’re planning to expand your business, open a new location, purchase equipment, or manage payroll, a small business loan allows for flexible access to working capital. We offer loans ranging from $5,000 to $4 million, and you’ll get the funds that you need when you need them.

If you’re looking for a loan with fixed payment options, longer terms, or a higher loan amount, our small business loan is an excellent choice. Unlike a bank loan that requires a lengthy approval process, ours is simple and easy. We process approvals and funding in as little as 24 hours!

Our company has earned a reputation in the industry for providing informative advice and affordable solutions to help business owners manage their cash flow demands. With our small business loan, you can focus on growing your business while we take care of your financial needs

For more information call us today at 888-562-6766 or click on the CHECK YOUR RATE button at the top of the page for free evaluation.

Application Process

1

Apply online or with a dedicated funding specialist

You can apply online or with a dedicated funding specialist. We recommend having the necessary documents on hand to make the process even faster (i.e. driver’s license or passport for the business owner, copies of business bank statements).

2

Review by dedicated funding specialist

A dedicated funding specialist will carefully review your business financing application and reach out if we need any additional information. Once a funding decision has been made your dedicated funding specialist will reach out to you with funding options if approved.

3

Get Funded

If approved and you accept an offer funds will be sent to the business bank account provided. You could have your loan funds in as quick as 24 hours.

Business Loan FAQs

How do I get a small business loan?

With Smarter Credit, applying for a small business loan is fast and easy. The documents needed are a valid form of identification and three months of business bank statements, and your business bank account and routing number. In some cases other information may be required. If approved and you accept the offer working capital will be sent directly to the business bank account provided.
What are the requirements for a business loan?

In order to be considered for a business loan, the business must have been in business for a least 6 months and have a business bank account in the business name. A copy of identification for the business owner (i.e. driver’s license or passport) and business bank account information will be required for submission for a loan. While this isn’t a comprehensive list, these are the most common requirements when applying for a business loan.

What are the requirements for a business loan?

In order to be considered for a business loan, the business must have been in business for a least 6 months and have a business bank account in the business name. A copy of identification for the business owner (i.e. driver’s license or passport) and business bank account information will be required for submission for a loan. While this isn’t a comprehensive list, these are the most common requirements when applying for a business loan.

Can I get a business loan with low credit?

We know your credit score doesn’t tell the whole story of your small business. That’s why we consider other qualifying factors, such as time in business and average monthly revenue. Even if your credit is less than stellar, we’ll work with you to find the lending option that makes the most sense for your business.How quickly can I receive funds after applying for a small business loan?
With a traditional lender, the application process can take weeks. Then, if you are approved, you’ll probably wait a few more weeks for your loan funds to come through. Smarter Credit makes it easy to apply and get your loan funded fast. If approved, you could have your loan funds in as quick as 24 hours.

How quickly can I receive funds after applying for a small business loan?

With a traditional lender, the application process can take weeks. Then, if you are approved, you’ll probably wait a few more weeks for your loan funds to come through. Smarter Credit makes it easy to apply and get your loan funded fast. If approved, you could have your loan funds in as quick as 24 hours.

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