ABOUT US
Get a smarter loan with Smarter Credit
Smarter Credit supports every customer in their financial journey with innovative solutions designed to empower them to reach their goals.
OUR MISSION STATEMENT
Advancing financial futures: people turn to Smarter Credit for solutions to take control of their finances.
Smarter Credit believes in putting people first. We believe in advancing our customers’ financial lives by nurturing an inclusive work environment where every employee feels valued and able to contribute to our customers financial objectives. At the heart of Smarter Credit are our dedicated Loan Coaches, seasoned professionals committed to your financial success. By closely working with you and understanding your unique situation, they will help you find the right personal loan solution to best meet your needs and budget. Their guidance can provide clarity, inspiration, and support to help you achieve your financial goals.
HOW WE HELP CLIENTS
With a business loan through Smarter Credit, you can expand your business, open a new location, purchase equipment, or manage payroll — a small business loan allows for flexible access to working capital. We offer loans ranging from $5,000 to $4 million, and you’ll get the funds that you need when you need them.
Term Loan
Smarter Credit has earned a reputation in the industry for providing informative advice and affordable solutions to help business owners manage their cash flow demands. With our small business loan, you can focus on growing your business while we take care of your financial needs.
SBA Loan
We understand the SBA process so you don’t have to. After you start your application, we’ll walk you through every step and answer your questions along the way. But if you’d like to do a little research before you begin, you can learn more here.
Line of Credit
A business line of credit is a revolving loan that allows access to a fixed amount of capital, which can be used when needed to meet short-term business needs. With a line of credit you have the flexibility to withdraw any amount you need, when you need it—and pay for only what you use. You’ll have easy access to your set amount of working capital and you can draw on your approved line of credit amount as needed.
