{"id":18,"date":"2026-07-01T21:42:25","date_gmt":"2026-07-01T21:42:25","guid":{"rendered":"http:\/\/127.0.0.1\/major-purchase\/"},"modified":"2026-07-01T21:42:25","modified_gmt":"2026-07-01T21:42:25","slug":"major-purchase","status":"publish","type":"page","link":"https:\/\/smartercredit.com\/blog\/major-purchase\/","title":{"rendered":"Major Purchase"},"content":{"rendered":"<p>MAJOR PURCHASE<\/p>\n<h2>Make that large purchase<\/h2>\n<p>with a major purchase loan up to $100,000<\/p>\n<h2>Make that large purchase with a major purchase loan up to $100,000<\/h2>\n<h3>Check your rate and amount your eligible for with zero impact to your credit score in minutes*<\/h3>\n<h3>One affordable fixed monthly payment<\/h3>\n<h3>No prepayment penalty<\/h3>\n<h3>Checking your rate is free &amp; won&#x27;t impact your credit score.*<\/h3>\n<h2>Why choose a major purchase personal loan for your large purchases?<\/h2>\n<h3>Check your rate<\/h3>\n<p>See your rate and amount you\u2019re eligible for risk free without any costs or impact to your credit.*<\/p>\n<h3>Choose your terms<\/h3>\n<p>Choose a fixed interest rate that stays the same offering peace of mind with one stable monthly payment.<\/p>\n<h3>Get funding fast<\/h3>\n<p>Get approvals in minutes and fast funding. Choose flexible terms from 12 to 60 months.<\/p>\n<h3>No prepayments fee or penalty<\/h3>\n<p>Pay off your major purchase loan anytime without prepayment fees or penalty.<\/p>\n<h2>You can apply for a purchase loan quickly and easy in just minutes<\/h2>\n<h3>Choose your loan amount<\/h3>\n<p>Choose a loan amount up to $ 100,000.<\/p>\n<h3>Get your offers in minutes<\/h3>\n<p>In just minutes, apply and check your rate with no string attached, no cost, and no impact on your credit score.*<\/p>\n<h3>Choose your loan terms &amp; funds<\/h3>\n<p>Receive multiple loan options and choose the offer that best fits your large purchase goals.<\/p>\n<h2>Receive multiple major purchase loan options<\/h2>\n<p>Choose the offer that best fits your budget and large purchase goals<\/p>\n<p>One fixed monthly payment<\/p>\n<p>Choose an offer that best fits your budget for your major purchase.<\/p>\n<p>Pay over time in installments<\/p>\n<p>Pay off anytime without prepayment fees or penalty.<\/p>\n<h2>Major purchase loan FAQs<\/h2>\n<p>Credit cards often come with variable interest rates that can increase at any time, making it difficult to anticipate the actual cost of a major purchase or its payoff date. Opt for a personal loan through Smarter Credit instead, where you\u2019ll enjoy a low fixed interest rate and stable monthly payments. This way, you\u2019ll know exactly how much you\u2019ll be paying each month and when you\u2019ll be fully paid off.<\/p>\n<p>We offer personal loans with a maximum limit of $100,000, with the specific amount you\u2019re eligible to borrow being determined by your application details and qualifications.<\/p>\n<p>Checking your rate with us will not impact your credit score. We conduct a soft inquiry on your credit report, visible only to you, to determine the offers for which you may qualify. When you accept an offer and your loan is funded, a hard credit inquiry will be performed, which could influence your credit score and can be viewed by third parties.<\/p>\n<p>No need to worry, if you\u2019re able to repay your loan ahead of the scheduled final payment, that\u2019s wonderful news. You won\u2019t face any penalties or fees for early repayment.<\/p>\n<p>Make that major purchase with terms that fit your budget and pay over time in installments<\/p>\n<p>Checking your rate is free and won\u2019t affect your credit score*<\/p>\n","protected":false},"excerpt":{"rendered":"<p>MAJOR PURCHASE Make that large purchase with a major purchase loan up to $100,000 Make that large purchase with a major purchase loan up to $100,000 Check your rate and amount your eligible for with zero impact to your credit score in minutes* One affordable fixed monthly payment No prepayment penalty Checking your rate is [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-18","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/smartercredit.com\/blog\/wp-json\/wp\/v2\/pages\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartercredit.com\/blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/smartercredit.com\/blog\/wp-json\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/smartercredit.com\/blog\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":0,"href":"https:\/\/smartercredit.com\/blog\/wp-json\/wp\/v2\/pages\/18\/revisions"}],"wp:attachment":[{"href":"https:\/\/smartercredit.com\/blog\/wp-json\/wp\/v2\/media?parent=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}